Rates and Insurance
HEALTH INSURANCE POLICY Insurance claims - As a courtesy, we will file insurance for you under most circumstances as long as you provide us with current information on your insurance plan. Each plan has different benefits for you as well as different financial obligations. Not all insurance policies cover all services. You are ultimately responsible for understanding the details of any particular coverage you may have as well as the payment of all charges you incur.
Insurance Card- please provide a copy of your insurance card prior to each visit.
Unpaid Insurance Claims - If your insurance company has not responded to us within 60 days of a filed insurance claim, the charges will be sent to you directly and you will be responsible for their payment as well as for payment of any other charges incurred consistent with this financial policy. Services provided by our office are covered under Mental Health insurance provisions. Since plans are so varied, please check your policy to make sure you understand benefits and limitations. If you belong to a Managed Care Plan or PPO, you must have proper authorization for your visits prior to your first visit with us. Please be aware that not all services are covered by insurance policies (e.g., school visits). In the event that insurance coverage changes, it is the responsibility of the patient to notify BS Effort Changing Counseling and to accept financial responsibility for services denied due to the change.
Please check your coverage carefully by asking the following questions:
-Do I have mental health insurance benefits?
-What is my deductible and has it been met?
-How many sessions per year does my health insurance cover?
-What is the coverage amount per therapy session?
-Is approval required from my primary care physician?
Insurance Services may be covered in full or in part by your health insurance or employee benefit plan. B's Effort Changing Counseling, PLLC is an in-network provider with BCBS, Aetna, Cigna, Humana, Medicaid (Carolina Complete, United Health Care Complete, Healthy Blue, Amerihealth Caritas and Wellcare), Health Choice, Beacon.
If we do not currently accept your insurance, we will provide you with a comprehensive billing statement that you can submit to your insurance provider for potential reimbursement.
If you need assistance verifying your benefits we are happy to help.
Private pay rates:
$100-150 for Initial Clinical Assessment
$80 – $120 for Individual Therapy Sessions
$100 – $140 for Couples/Family Therapy Sessions
$100 – $150 for Professional Consultation
RATES MAY VARY DEPENDING ON YOUR COUNSELOR *REDUCED FEE SERVICES ARE AVAILABLE ON A LIMITED CASE-BY-CASE BASIS.
Payments Cash, check and credit/debit accepted for payment.
LATE CANCELLATIONS AND MISSED APPOINTMENT POLICY: Scheduled appointments are reserved strictly for you and for no one else. Because of this, we require a 24 Hour Notice to cancel or change your appointment. Please let us know if you are unable to keep an appointment that you have scheduled, otherwise, you may be charged a late cancellation or a no show fee for the time that was reserved by you for you ($50.00 for individual therapy sessions and $30.00 for group sessions).